Before deciding, give local dealers a call and see what deals and financing are available on that more affordable, but nice and modern ride you're hoping for.
[PHOTOS] Once you have a habit of planning, writing out a grocery list, prepping and storing meals, you'll end up saving a ton of time, calories, and money.
House payments can eat up a big part of the monthly budget, but some states are cheaper than others. Believe it or not, Texas has among the highest mortgages in the U.S.